What should you know? 

It’s common to think about financial planning as preparing for your future. But crafting an abundant and fulfilling retirement is only one-dimension of the journey, equal attention should be given to making the most of every chapter along the way.

Research consistently shows that meaningful experiences are a major contributor to long-term happiness, so why do so many people postpone them until retirement?

Certain experiences are more enjoyable during other stages of life, and not all require significant resources. Some activities are best enjoyed, or even only possible, while you’re younger and more physically able. Others are uniquely special during a short window of your life, like when your children are a certain age. Once that window closes, so does the opportunity to create those lasting memories.

Being intentional about planning these experiences at the best moments throughout your life helps you extract maximum joy from each one.

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Why should you care? 

Memorable experiences are cherished and stay with you forever, the more of them you can build into your life, the richer it will be.

Whether it’s backpacking around the world, taking an unforgettable family trip, or bungee jumping—whatever yours are, they will shape your life story.

The key is to be deliberate in your intent. Include these experiences in your financial plan to ensure they happen—and that funds are available when you need them.

Living a well-designed life means spacing these moments thoughtfully across your years, so each chapter is full of meaning and joy.