Predictably Unpredictable

Predictably Unpredictable

What should you know? Investment markets do not tend to move in straight lines. This can be frustrating, especially for newer investors who may not be accustomed to volatility. Whilst it’s impossible to reliably predict when ups and downs will occur in the future, you...
Compounding Your Contributions

Compounding Your Contributions

What should you know? Successful investing is the combination of two defining factors, things you can control (your financial behaviour), and the things that you cannot control (the stock market, global politics, government economic policy etc). We know that, if you...
The Hierarchy of Financial Needs

The Hierarchy of Financial Needs

What should you know? As you move through life, it is common for your financial needs to evolve. You begin by dedicating 100% of your income to your basic needs. Over time, as your wealth and income grow and your more basic needs are satisfied, you progress onto more...
How to spend your money

How to spend your money

What should you know? The saying goes “money is like a bar of soap, the more you touch it, the less you have”. There is nothing at all wrong with spending your money, you worked hard for it so you deserve to enjoy the freedom it brings you. What matters is how you...
Blinded by Blindness

Blinded by Blindness

What should you know? Daniel Kahneman, Nobel prize winner and author of the acclaimed book “Thinking Fast and Slow”, sadly passed away in March. He was best known for his work in the field of behavioural economics, where he pioneered research into the irrationality of...