Focus on what you can control

Focus on what you can control

What should you know? Your financial success is influenced by various factors, some you have control over, and many you don’t. Things you can’t control: Government tax policies Inflation The stock market Property prices GeoPolitics Things you can control: Your...
Selling Low

Selling Low

What should you know? As investors, we all know the old adage “Buy low, sell high”. Unfortunately, human emotions do not work like that. The chart below highlights flows into and out of US equity funds and ETFs (shown in blue), versus the performance of the S&P...
Beware Market Predictions

Beware Market Predictions

What should you know? A few years ago, the CXO Advisory Group tracked the public market forecasts of 68 ‘experts’ and ‘investment gurus’ over the course of a decade. There were over 6,500 predictions recorded. The chart below shows the results of the study: On...
The Rising Cost of Healthcare

The Rising Cost of Healthcare

What should you know? The cost of healthcare has increased rapidly over recent decades and continues to rise in excess of general inflation. The chart below shows how US medical care inflation has compared to inflation for all goods and services since the turn of the...