Does Currency Matter

Does Currency Matter

What should you know?  Choosing the right investments to grow your hard-earned money can feel overwhelming. Adding to this stress is the confusion over which currency your investments should be denominated in. This concern often stems from the financial press, where...
Inflation never retreats

Inflation never retreats

What should you know?  For more than a decade, inflation remained low across the world. Investors and consumers alike became accustomed to stable prices, with little concern about the impact inflation could have on purchasing power. Inflation was low enough that many...
Hara Hachi Bun Me

Hara Hachi Bun Me

What should you know?  The Japanese have a saying “Hara hachi bun me”, which translates to “eat until you’re 80% full,”. This widely followed Japanese principle encourages the habit of eating in moderation and avoiding unnecessary excess. It is one of the...
We Have No Facts About the Future

We Have No Facts About the Future

What should you know?  We have no facts about the future; all we have to study is the past. While history doesn’t repeat itself, it often rhymes. On average, the stock markets, which represent the great companies of the world, rise 75% of the time and decline 25% of...
Financial Sherpa

Financial Sherpa

What should you know?  Imagine preparing to climb Everest. You wouldn’t tackle that challenge alone—you’d enlist the help of a Sherpa. Their expertise is vital in giving you the best chance of safely reaching the summit. A Sherpa carries the load, plans the safest...