The Power of Incremental Change

The Power of Incremental Change

What should you know? We are in the middle of ‘resolutions season’ where people commonly set goals to change specific elements of their lives. The most common resolutions centre around health and money. Research shows that only 10% of people successfully stick to...
Predictions for 2024

Predictions for 2024

What should you know? At this time of year we see and hear many predictions of what will happen over the next 12 months. These are particularly plentiful in the world of investing, where investment commentators publish their market forecasts. These can vary wildly and...
Tech Today, Gone Tomorrow

Tech Today, Gone Tomorrow

What should you know? It’s common to hear people talk about stock markets these days as though the only companies that matter are large-cap US technology stocks. The argument goes something like this: “We live in a time now where technology dominates our economy. As...
The 50-30-20 Rule

The 50-30-20 Rule

What should you know? Taking control of your spending plays a key role in achieving financial stability & wellbeing. But where do you start? One of the most popular and straightforward methods to manage your money is the ‘50/30/20 Rule’. This simple framework...
Which Portfolio is Right for you?

Which Portfolio is Right for you?

What should you know? The best portfolio, and the best portfolio for you are not always the same thing. The chart below shows the best year, the worst year, and the average annual returns of a range of portfolio allocations over the 93-year period from 1926 to 2019:...