InvestMENT Returns vs InvestOR Returns

InvestMENT Returns vs InvestOR Returns

What should you know? In 2017, Dalbar (a leading financial research company) undertook a quantitative analysis to identify the difference between the investment returns achieved by the average investor vs the returns produced by the stock market over the previous 10...
Would your family be ok without you?

Would your family be ok without you?

What should you know? The concept of life insurance is generally well understood. It provides a financial safety net for your loved ones in the form of a one-off payment or an ongoing income, in the event of your death. What often isn’t clearly grasped is how much...
Recoveries Don’t Follow Straight Lines

Recoveries Don’t Follow Straight Lines

What should you know? We know that temporary market downturns are a normal part of the investment journey and should NEVER be feared, as long as your investments are correctly aligned with your goals. Historically, we have seen that the way down is usually fairly...
Nothing lasts forever

Nothing lasts forever

What should you know? Cast your mind back to the year 2000, Britney Spears was number one, Enron was just another energy company, everyone had a Nokia phone in their pocket, and Apple was a mediocre computer manufacturer. Fast forward to today, and the world is a very...
The emotional Rollercoaster

The emotional Rollercoaster

What should you know? During your investment journey, you will likely experience a wide range of emotions, as markets move through their inevitable cycles. Your ability to remain calm, and stay the course, in the face of these emotions is a critical factor in...