Bull or Bear, Don’t Despair!

Bull or Bear, Don’t Despair!

What should you know? We know that stock markets can be volatile, but when looking at nearly a century of bull and bear markets we can confidently conclude that the good times heavily outweigh the bad. The chart below shows the ‘Bull’ and ‘Bear’ markets in the S&P...
The cost of aging

The cost of aging

What should you know? The world’s population is aging and that trend is predicted to accelerate over the coming years. The chart below shows the % of the world’s population who are currently over 65 years old, and forecasts how that trend is expected to continue in...
What is risk?

What is risk?

What should you know? What risk is: Your savings slowly being eaten away by inflation. Spending too much. Making reactionary investment decisions. Not insuring your income and your life. Thinking you can time the stock market. Not saving enough for your future....
The Power of staying invested

The Power of staying invested

What should you know? A wise man once said “it’s not about ‘timing’ the market, but about ‘time in’ the market”. We repeatedly remind you that the secret to investment success is simple: invest in a diversified portfolio of the world’s leading companies and...
Could you lose money on the stock market?

Could you lose money on the stock market?

What should you know? We know that investment markets can fluctuate in the short term. This volatility can lead some investors to worry that they could lose money by investing in the stock market. But what are the chances of a loss in the stock market? The chart below...
Why Passive Investing Usually Wins

Why Passive Investing Usually Wins

What should you know? Investment funds tend to fall into two broad categories, active, and passive. Active funds: These employ a team of investment managers to make decisions about which assets (eg stocks and bonds) to hold within the fund’s portfolio. The goal of an...