by Daniel Busman | Aug 19, 2023 | Weekly Wisdom
What should you know? Investing in only a single stock or a handful of random companies is extremely risky. We often see this with new clients who receive share awards as part of their remuneration. They build up enormous holdings in a single company, which is usually...
by Daniel Busman | Aug 19, 2023 | Weekly Wisdom
What should you know? Borrowing money from a bank is how most people around the world purchase a home. This type of financing is commonly known as a ‘mortgage’. A mortgage essentially enables you to pay for a property gradually over a number of years, rather than...
by Daniel Busman | Aug 18, 2023 | Weekly Wisdom
What should you know? Your financial success is influenced by various factors, some you have control over, and many you don’t. Things you can’t control: Government tax policies Inflation The stock market Property prices GeoPolitics Things you can control: Your...
by Daniel Busman | Jul 28, 2023 | Weekly Wisdom
What should you know? As investors, we all know the old adage “Buy low, sell high”. Unfortunately, human emotions do not work like that. The chart below highlights flows into and out of US equity funds and ETFs (shown in blue), versus the performance of the S&P...
by Daniel Busman | Jul 21, 2023 | Weekly Wisdom, Weekly Wisdom
What should you know? Recent research by Salary Finance has shown that money concerns are the most common cause of stress in our lives. Surprisingly, the trend was consistent across all income levels: Financial stress typically comes when you don’t feel in control of...
by Daniel Busman | Jul 14, 2023 | Weekly Wisdom
What should you know? A few years ago, the CXO Advisory Group tracked the public market forecasts of 68 ‘experts’ and ‘investment gurus’ over the course of a decade. There were over 6,500 predictions recorded. The chart below shows the results of the study: On...
