Are You Wasting Time?

Are You Wasting Time?

What should you know?  Would you recognise your “enough” if you reached it? Overshooting your lifetime wealth needs can be nearly as harmful as falling short. The uncertainty on how much wealth you need to build for a rewarding “retirement” can lead you to work far...
Are You Wealthy?

Are You Wealthy?

What should you know?  How do you know if you’re wealthy? Wealth is often defined as the money and possessions a person has. But is that really what wealth means? Money is only half of the equation. True wealth is having both the financial resources AND the time and...
Stay in your Seat

Stay in your Seat

What should you know?  Markets sometimes feel like they’re lurching from one crisis to the next. Each time uncertainty surfaces, your instincts may tell you to tweak your portfolio or hit pause on new investments until “things calm down.” But here’s the thing:...
The Case for Global Diversification

The Case for Global Diversification

What should you know?  Over the past 15 years, U.S. equities have dominated global markets, outperforming other regions in 10 of those 15 years and rewarding investors who were heavily weighted towards American stocks. But as the chart below illustrates, this has not...
Stop, look, and listen

Stop, look, and listen

What should you know?  When it comes to your money, it’s vital to understand what “risk” truly means. Risk is not market volatility. The main risks that truly matter are: 1. Permanent loss of capital2. Running out of money before you run out of life Let’s illustrate...
Is now a good time to invest?

Is now a good time to invest?

What should you know?  At some point in your investing journey, you’ve likely asked yourself: “Is now a good time to invest?” When markets are flying high, doubts often surface about whether prices are over-inflated, leaving little room for further growth. When...